Quick answer: The BECU routing number is 325081403. Use this number for ACH transfers, direct deposits, and most electronic payments.
Your BECU routing number is required for ACH transfers, setting up direct deposits, sending wire transfers, and linking external accounts. This guide provides the correct routing number and explains when you need it.
BECU routing number
Routing Number: 325081403
This number works for direct deposits, electronic payments, ACH transfers, tax refunds, and linking financial apps.
When to use the BECU routing number
- Setting up direct deposit (paychecks or benefits)
- Sending or receiving ACH transfers
- Paying bills online
- Linking accounts (PayPal, Venmo, Cash App)
- Receiving tax refunds or government payments
BECU wire transfer instructions
Wire transfers may require additional details. Always confirm instructions with BECU before sending large transfers.
Domestic wire transfers
Routing Number: 325081403
- Recipient’s full name
- Recipient’s BECU account number
- Recipient’s address
International wire transfers
BECU does not use a SWIFT code. International wires must be routed through an intermediary U.S. bank. The sending bank will provide the correct intermediary instructions.
Why BECU uses one routing number
Unlike large national banks, BECU uses a single routing number for all members. This simplifies transfers and reduces confusion when setting up deposits or payments.
Where to find your BECU routing number
- Bottom-left corner of your checks
- BECU online banking account
- Account documents or statements
Routing number vs account number
Your routing number identifies BECU as the financial institution. Your account number identifies your personal account. Both are required for transfers, direct deposits, and external account linking.
