Quick answer: U.S. Bank routing numbers vary by state. In most cases, you should use the routing number tied to the state where your account was opened. Routing numbers are used for direct deposit, ACH transfers, and checks.
U.S. Bank Routing Numbers (Quick Reference)
- California: 122105155
- Illinois: 071904779
- Minnesota: 091000022
- Missouri: 081000210
- Ohio: 042000013
- Wisconsin: 075000022
- Wire transfers: 121000248
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U.S. Bank uses different routing numbers depending on where your account was opened. Using the correct routing number helps ensure deposits, payments, and transfers are processed correctly without delays.
U.S. Bank Routing Numbers by State
Use the list below to find your routing number based on your account’s opening state.
- Arizona: 122105647
- Arkansas: 082000549
- California: 122105155
- Colorado: 102000021
- Idaho: 123103729
- Illinois: 071904779
- Indiana: 074900783
- Iowa: 073000545
- Kansas: 101000695
- Kentucky: 083900363
- Minnesota: 091000022
- Missouri: 081000210
- Nebraska: 104000029
- Nevada: 122401710
- New Mexico: 107002312
- North Dakota: 091300023
- Ohio: 042000013
- Oregon: 123000220
- South Dakota: 091400172
- Tennessee: 064103054
- Utah: 124302150
- Washington: 125000105
- Wisconsin: 075000022
- Wyoming: 102301092
Wire Routing Number vs ACH Routing Number
U.S. Bank uses a separate routing number for domestic wire transfers:
- ACH / direct deposit: Based on your state
- Wire transfers: 121000248
Using the wrong routing number for a wire transfer can cause delays or rejected payments.
How To Find Your U.S. Bank Routing Number
- Look at the bottom-left corner of a check
- Log in to your online banking account
- Use the mobile banking app
- Check your account statements
The routing number is a nine-digit code that identifies your bank for transactions.
Common Routing Number Mistakes
- Using the wrong state routing number
- Using an ACH number for a wire transfer
- Entering incorrect digits
- Confusing routing numbers with account numbers
Using the wrong routing number can cause delays or failed payments. See bank holds explained for what happens when transactions are delayed.
Related Banking Guides
Frequently Asked Questions
Does U.S. Bank use the same routing number for all states?
No. Routing numbers vary by state and are typically based on where your account was opened.
Is the routing number the same for wire transfers?
No. U.S. Bank uses 121000248 for domestic wire transfers, which is different from ACH routing numbers.
What happens if I use the wrong routing number?
Your transaction may be delayed, rejected, or returned depending on the situation.
Can routing numbers change?
Yes. Routing numbers can change due to bank mergers or account changes, so always verify before sending money.
Bottom Line
U.S. Bank routing numbers vary by state and are used for ACH transfers, direct deposit, and checks. Always verify your routing number before sending money, especially for wire transfers.
