ADCB Routing Number, SWIFT Code & IBAN (International Transfers Explained)

Updated on April 6, 2026

Quick answer: ADCB (Abu Dhabi Commercial Bank) does not use routing numbers like U.S. banks. Instead, it uses SWIFT code ADCBAEAA and IBAN numbers for international transfers.

ADCB Transfer Details (Quick Reference)

  • SWIFT code: ADCBAEAA
  • Bank name: Abu Dhabi Commercial Bank
  • Country: United Arab Emirates
  • Transfer system: SWIFT / IBAN

International banking data • Updated regularly • Covers SWIFT codes, IBAN, and transfer details


If you are trying to find an ADCB routing number, it is important to understand that routing numbers are used primarily in the United States. ADCB operates internationally and uses SWIFT codes and IBAN numbers instead.

Does ADCB Have a Routing Number?

No, ADCB does not use routing numbers. Routing numbers are part of the U.S. banking system for ACH transfers, direct deposit, and check processing.

Instead, ADCB uses international banking identifiers such as SWIFT codes and IBAN numbers to process transfers.

ADCB SWIFT Code

The main SWIFT code for ADCB is:

ADCBAEAA

This code is used for international wire transfers and identifies the bank globally.


What Is an IBAN and How Is It Used?

An IBAN (International Bank Account Number) is used to identify specific bank accounts for international transfers. If you are sending money to an ADCB account, you will typically need:

  • The recipient’s IBAN
  • The bank SWIFT code (ADCBAEAA)
  • The account holder’s name
  • The bank branch details (if required)

Routing Number vs SWIFT Code (Key Difference)

  • Routing number: Used in the U.S. for ACH transfers and checks
  • SWIFT code: Used globally for international wire transfers
  • IBAN: Identifies the specific account in international systems

If you are sending money internationally, you will almost always need a SWIFT code and IBAN instead of a routing number.

For more details, see ACH vs wire transfers explained and how long bank transfers take.

How To Find Your ADCB IBAN

  • Check your bank statement
  • Log in to your ADCB online banking account
  • Use the ADCB mobile app
  • Contact ADCB customer support

Common Transfer Mistakes

  • Using a routing number instead of a SWIFT code
  • Entering an incorrect IBAN
  • Missing required transfer details

These mistakes can cause delays or failed transfers. Always verify the SWIFT code and IBAN before sending money internationally.

Explore Other Routing Number Guides

Frequently Asked Questions

Does ADCB have a routing number?
No, ADCB does not use routing numbers. It uses SWIFT codes and IBAN for international transfers.

What is the ADCB SWIFT code?
The main ADCB SWIFT code is ADCBAEAA.

What is an IBAN?
An IBAN is an international bank account number used to identify accounts for global transfers.

Can I use a routing number for ADCB transfers?
No, routing numbers are only used in the U.S. You must use SWIFT and IBAN for ADCB.


Bottom Line

ADCB does not use routing numbers. Instead, it relies on SWIFT code ADCBAEAA and IBAN numbers for international transfers. Always verify your transfer details before sending money.

Written by

Robert Wolfe is a consumer finance researcher and publisher specializing in online banking access, routing numbers, ATM systems, account restrictions, and digital banking tools. Through OnlineBankingHelp.com, he publishes research-based guides that help consumers understand banking systems and resolve common banking access issues.