Chase Routing Number by State — ACH, Wire & Direct Deposit

Updated on May 14, 2026
Chase routing number example showing where to find the routing number on a check for ACH transfers wire transfers and direct deposit

Last reviewed: May 2026

Quick answer: Your Chase routing number depends on the state where your account was opened and the type of transaction. For example, California uses 322271627, Texas uses 111000614, Florida uses 267084131, New York uses 021000021, Illinois uses 071000013, and Ohio uses 044000037. Domestic wire transfers use 021000021, and international wires use SWIFT code CHASUS33.


Need your Chase routing number fast? Use the lookup below to find it in seconds.

If you are setting up a deposit or transfer, double-check your routing number inside your Chase account before submitting payment details.

If you are unsure which routing number to use, you are not alone. Most problems happen when the wrong type of routing number (ACH vs wire) or the wrong state-based number is used.

Find Your Chase Routing Number Fast

  • California: 322271627
  • Texas: 111000614
  • Florida: 267084131
  • New York: 021000021
  • Illinois: 071000013
  • Ohio: 044000037
  • Domestic wire: 021000021
  • SWIFT code: CHASUS33

This quick list covers the most commonly used Chase routing numbers, but your exact number depends on where your account was opened. Use the full list below to confirm your routing number.

Double-check your routing number inside your Chase account to avoid delays or rejected payments.

Routing number data source: Routing numbers are verified using publicly available Chase banking materials, check formatting standards, ACH processing references, and Chase account tools when available. Always confirm routing details directly inside your Chase account before sending money.

Which Chase Routing Number Should You Use?

The correct routing number depends on the type of transaction you are setting up. Using the wrong type can cause delays or failed transfers.


Use CaseRouting Number Type
Direct depositState routing number
ACH transferState routing number
ChecksRouting number printed on your check
Domestic wire transfer021000021
International wire transferSWIFT code CHASUS33

Important: Your routing number is based on where your account was originally opened, not where you currently live. Moving to a new state does not change your routing number.

This applies to payroll deposits, tax refunds, bill payments, and most standard bank transfers.

On a paper check, your routing number is the 9-digit number located at the bottom-left corner.

Most everyday transfers use ACH processing, which does not always move money instantly. For more detail, see how ACH transfers work, typical bank transfer timelines, and how bank processing times work.

Most Searched Chase Routing Numbers

These Chase routing numbers are commonly searched because they apply to high-volume states, direct deposit setup, wire transfers, or account verification.

  • 021000021: Used for New York and Chase domestic wire transfers
  • 044000037: Used for Ohio
  • 322271627: Used for California and Nevada
  • 111000614: Used for Texas
  • 267084131: Used for Florida
  • 071000013: Used for Illinois
  • 325070760: Used for Oregon and Washington
  • 122100024: Used for Arizona

Common mistake: Using a wire routing number for an ACH transfer (or vice versa) can cause delays or rejected payments.

If your transfer is delayed or not showing, it may be related to processing. Learn more about why bank transfers get delayed or how bank holds work.

Chase Routing Numbers by State (Full List)

Chase routing numbers vary based on the state where your account was originally opened.


  • Arizona: 122100024
  • California: 322271627
  • Colorado: 102001017
  • Connecticut: 021100361
  • Florida: 267084131
  • Georgia: 061092387
  • Idaho: 123271978
  • Illinois: 071000013
  • Indiana: 074000010
  • Kentucky: 083000137
  • Louisiana: 065400137
  • Michigan: 072000326
  • Nevada: 322271627
  • New Jersey: 021202337
  • New York: 021000021
  • Ohio: 044000037
  • Oklahoma: 103000648
  • Oregon: 325070760
  • Texas: 111000614
  • Utah: 124001545
  • Washington: 325070760
  • Wisconsin: 075000019

Detailed Chase Routing Number Guides by State

These state-specific Chase routing guides provide more detailed routing number information, common transfer issues, and account-specific notes.

What Happens If You Use the Wrong Chase Routing Number?

Using the wrong Chase routing number can cause delayed deposits, rejected ACH transfers, failed direct deposits, or pending bank transfers that require manual review.

In some cases, the payment may automatically reverse back to the sender. Wire transfers and payroll deposits are especially sensitive to incorrect routing details.

Always verify routing information directly inside your Chase account, on your checks, or in the Chase mobile app before sending money.

What Chase Routing Numbers Are Used For

A Chase routing number identifies the banking region used to process a payment. Routing numbers are commonly used for:

  • Setting up direct deposit
  • Receiving payroll deposits
  • Receiving tax refunds or government payments
  • Sending or receiving ACH transfers
  • Linking external bank accounts
  • Writing checks
  • Automatic bill payments

Most everyday transfers use ACH processing, which moves money differently than wire transfers. For a side-by-side comparison, see ACH vs. wire transfers explained.

Chase Routing Number for Wire Transfers

Wire transfers use different instructions than standard ACH transfers, direct deposit, and checks. If you are sending a wire, do not assume your state routing number is the correct number.

  • Domestic wire routing number: 021000021
  • International SWIFT code: CHASUS33

If a Chase transfer appears stuck, see our Chase transfer pending guide.

Why Chase Uses Different Routing Numbers

Chase routing numbers are tied to regional banking systems. When your account is opened, it is assigned a routing number based on the state or region connected to that account.

This is why two Chase customers may have different routing numbers even if they now live in the same state. Your routing number usually stays tied to where the account was originally opened.

How To Find Your Chase Routing Number

  • Check the bottom-left corner of a Chase paper check
  • Log in to your Chase account online
  • Open the Chase mobile app and review account details
  • Check a recent bank statement

If you cannot access your account, see our Chase login guide or follow the Chase password reset steps.

Common Chase Routing Number Mistakes

  • Thinking Chase uses the same routing number nationwide
  • Using a wire routing number for direct deposit
  • Using a state routing number for a domestic wire transfer
  • Assuming your routing number changes after moving
  • Confusing the routing number with your account number
  • Not verifying routing details before submitting payment instructions

Using the wrong routing number can delay a payment, cause a failed deposit, or keep a transfer pending longer than expected.

Other Bank Routing Numbers

If you are comparing accounts or setting up transfers between banks, these routing number guides may also help:

Related Chase and Banking Guides

Frequently Asked Questions

What is the Chase routing number for direct deposit?

Chase routing numbers for direct deposit vary by state. For example, California uses 322271627, Texas uses 111000614, Florida uses 267084131, New York uses 021000021, Illinois uses 071000013, and Ohio uses 044000037.

Does Chase use the same routing number for all states?

No. Chase routing numbers vary by state for ACH transfers, direct deposit, and checks. The correct number is usually tied to the state where the account was originally opened.

What is routing number 021000021?

Routing number 021000021 is used by Chase for New York accounts and domestic wire transfers. This routing number is commonly used for high-value bank transfers and wire payments within the United States.

What is routing number 044000037?

Routing number 044000037 is used by Chase for Ohio accounts. Verify it inside your Chase account before using it for direct deposit, ACH transfers, or checks.

What is routing number 322271627?

Routing number 322271627 is used by Chase for California and Nevada accounts. Confirm the routing number inside your Chase account before using it for direct deposit, ACH transfers, or online payments.

What routing number does Chase use for domestic wire transfers?

Chase uses routing number 021000021 for domestic wire transfers within the United States. This wire routing number is different from the state routing numbers used for ACH transfers, direct deposit, and paper checks.

What is the Chase SWIFT code for international wire transfers?

Chase uses the SWIFT code CHASUS33 for international wire transfers. SWIFT codes are used for global bank-to-bank transfers and work differently than domestic ACH routing numbers.

Does my Chase routing number change if I move?

No. Your Chase routing number is usually based on where your account was originally opened. Moving to another state does not automatically change your routing number.

Bottom Line

Chase routing numbers vary by state and transaction type. Most everyday payments use your state routing number, while domestic wires use 021000021 and international wires use the SWIFT code CHASUS33.

Using the correct routing number helps your transfer process smoothly and reduces the risk of delays, rejected payments, or failed deposits.

Written by

Robert Wolfe is a consumer finance researcher and publisher specializing in online banking access, routing numbers, ATM systems, account restrictions, and digital banking tools. Through OnlineBankingHelp.com, he publishes research-based guides that help consumers understand banking systems and resolve common banking access issues.