Bank of America Routing Number for Washington

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If your Bank of America account was opened in Washington, the routing number you will most commonly use is 125000024. This routing number is used for direct deposit, ACH transfers, and check transactions.

Routing numbers act as identifiers that help direct your money to the correct account. Using the correct routing number helps prevent delays, rejected payments, or transactions getting stuck in processing.

Bank of America Washington Routing Number Overview

Washington routing number: 125000024
Used for: ACH transfers, direct deposit, checks
Domestic wire routing number: 026009593
International wire (SWIFT): BOFAUS3N

What Is the Bank of America Routing Number for Washington?

The Bank of America routing number for Washington is 125000024 for most everyday banking transactions. This includes payroll deposits, ACH transfers, bill payments, and checks linked to your account.

This routing number is commonly used for accounts opened throughout Washington, including Seattle, Spokane, Tacoma, Bellevue, and surrounding areas.

Routing numbers are tied to where your account was opened—not necessarily where you currently live.

When to Use This Routing Number

Setting up direct deposit with your employer
Receiving tax refunds or government payments
Linking your Bank of America account to another bank
Sending or receiving ACH transfers
Writing or depositing checks

These transactions are processed through the ACH network, which runs on scheduled cycles rather than instantly. To understand timing, see how ACH transfers work.

ACH vs Wire Routing Numbers

ACH / direct deposit / checks: 125000024
Domestic wire transfers: 026009593
International wire transfers: BOFAUS3N

ACH transfers are used for everyday banking, while wire transfers are used for faster, time-sensitive payments. Using the wrong routing number can result in delays or failed transactions.

For a deeper comparison, see ACH vs wire transfer differences.

Why Routing Numbers Vary by State

Bank of America assigns routing numbers based on regional banking systems. Even with modern digital banking, these identifiers are still used to route transactions efficiently.

This is why accounts opened in Washington use a different routing number than accounts opened in states like California, Texas, or Nevada.

To see a broader list, visit the Bank of America routing number hub.

How to Verify Your Bank of America Routing Number

Check the bottom-left corner of a paper check
Log in to your Bank of America account online
Use the mobile app to view account details
Review your account statements

Verifying your routing number before sending money is the safest way to avoid delays or rejected transactions.

What Happens If You Use the Wrong Routing Number?

Transfers may be rejected or returned
Deposits may be delayed
Payments may remain pending longer
Wire transfers may require correction

Even when the routing number is correct, processing times can vary. See how long bank transfers take.

Nearby Bank of America Routing Pages

Frequently Asked Questions

What is the Bank of America routing number for Washington?
The routing number is 125000024 for ACH transfers, direct deposit, and checks.

Is this routing number used for wire transfers?
No. Bank of America uses 026009593 for domestic wire transfers.

Can I use this routing number for direct deposit?
Yes, this is the correct routing number for most Washington-based Bank of America accounts.

Why does Bank of America use different routing numbers?
Routing numbers are assigned based on where the account was opened and help banks process transactions efficiently.

What happens if I enter the wrong routing number?
The transaction may be delayed, rejected, or returned depending on the situation.

Bottom Line

The Bank of America routing number for Washington is 125000024 for ACH transfers, direct deposit, and checks. For domestic wire transfers, Bank of America uses 026009593.

Always verify your routing number before sending money or setting up deposits to avoid delays, rejected payments, or processing issues.