Chase Routing Number for Indiana

Updated regularly • Verified banking data • Includes ACH, direct deposit, checks, and wire transfer details

Quick answer: The Chase routing number for Indiana is 074000010 for ACH transfers, direct deposit, and checks. For domestic wire transfers, Chase generally uses 021000021.

If you are setting up payroll, linking accounts, or confirming payment details, using the correct routing number helps prevent failed transfers, rejected deposits, and unnecessary delays.

What Is the Chase Routing Number for Indiana?

The Chase routing number most commonly used for accounts opened in Indiana is 074000010.

This routing number applies to many Chase accounts opened throughout Indiana, including Indianapolis, Fort Wayne, Evansville, South Bend, Carmel, and Fishers.

For most customers, this is the routing number used for everyday banking activity such as direct deposit, ACH transfers, and automatic payments.

What the Indiana Routing Number Is Used For

The Indiana routing number helps route electronic payments through the banking system and ensures funds reach the correct Chase processing network.

• Employer payroll and direct deposit
• ACH transfers between financial institutions
• Recurring bill payments and subscriptions
• Tax refunds and government deposits
• Check-based transactions tied to your account

This routing number is typically used for standard banking activity rather than one-time wire transfers.

Indiana Routing Number vs. Wire Routing Number

Chase uses different routing numbers depending on the type of transfer. This is one of the most common areas where mistakes happen.

• ACH / direct deposit: 074000010
• Domestic wire transfers: 021000021
• International wires: CHASUS33

Using the wrong routing number can result in delays, rejected transfers, or additional verification steps.

For a full explanation of how these systems differ, read our ACH vs wire transfer guide.

Why Chase Routing Numbers Differ by State

Routing numbers were originally created to identify regional banking systems and clearing networks. Even today, these identifiers still affect how payments are processed through ACH systems and check clearing networks.

Because of this structure, Chase accounts opened in Indiana may use a different routing number than accounts opened in other states.

How To Find Your Chase Routing Number

If you want to confirm your routing number, you can check using one of these methods:

• Look at the bottom-left corner of a Chase check
• Log in to your Chase online banking account
• Use the Chase mobile app to view account details
• Check a recent statement or official document

The routing number printed on your check is typically the most reliable for ACH and check transactions.

Common Problems From Using the Wrong Routing Number

• Direct deposits delayed or returned
• ACH transfers rejected or reversed
• Payments not processed correctly
• Wire transfers delayed for verification

Most issues result in the funds being returned to the sender, but delays are common while corrections are made.

Using the Indiana Routing Number for Direct Deposit

For most Chase accounts opened in Indiana, the routing number 074000010 is used for direct deposit and payroll processing.

Employers require both your routing number and account number to ensure deposits are sent correctly.

You can learn more in our direct deposit guide.

How To Verify Your Routing Number Safely

Always verify your routing number using official Chase sources such as your account dashboard, mobile app, or a paper check.

If you are sending a wire transfer, confirm routing instructions separately before submitting the transaction.

More Chase Routing Number Guides

• Chase routing numbers by state
• Ohio routing number guide
• Michigan routing number guide
• Illinois routing number guide
• California routing number guide

Frequently Asked Questions

What is the Chase routing number for Indiana?
074000010 is commonly used for ACH transfers, direct deposit, and checks.

Can I use this routing number for payroll deposits?
Yes, most Chase accounts opened in Indiana use this routing number for direct deposit.

Is this the same routing number for wire transfers?
No, Chase typically uses 021000021 for domestic wire transfers.

What happens if I use the wrong routing number?
The payment may be delayed, rejected, or returned to the sender.

Bottom Line

The Chase routing number for Indiana is 074000010 for ACH transfers, direct deposit, and checks. For wire transfers, Chase uses a different routing number, typically 021000021.

Always verify your routing number before submitting payments to avoid delays or failed transactions.