Chase Routing Number for Utah (ACH, Direct Deposit, Wire & Checks)

Verified banking data • Updated regularly • Covers ACH transfers, direct deposit, checks, and wire routing details

If your Chase account was opened in Utah, the routing number you will most commonly use is 124001545. This number is used for standard banking transactions such as direct deposit, ACH transfers, and check processing.

Routing numbers are essential for making sure money moves to the correct account. Using the wrong routing number can lead to delays, rejected transfers, or failed payments.

Utah Chase Routing Number Overview

Primary routing number (Utah): 124001545
Used for: Direct deposit, ACH transfers, checks
Domestic wire routing number: 021000021
SWIFT code: CHASUS33

Which Routing Number Does Chase Use in Utah?

The routing number 124001545 is commonly assigned to Chase accounts opened in Utah.

This applies to customers in Salt Lake City, Provo, West Valley City, Ogden, St. George, and surrounding areas.

What This Routing Number Is Used For

Setting up direct deposit with your employer
Linking your Chase account to external banks
Paying bills online
Receiving tax refunds or government deposits
Sending or receiving ACH transfers

These transactions are processed through ACH systems. Learn more about how ACH payments are processed.

Wire Transfers vs ACH Transfers

ACH / direct deposit: 124001545
Domestic wire transfers: 021000021
International wire transfers: CHASUS33

Wire transfers are processed individually, while ACH payments are grouped into batches. See a comparison of ACH vs wire transfers.

Why Routing Numbers Depend on Where Your Account Was Opened

Routing numbers were originally created to identify regional banking systems. These identifiers still determine how transactions move today.

For more insight, read why bank transfers are not instant.

How To Verify Your Routing Number

Check the bottom-left corner of your Chase checks
Log in to your Chase account online
Use the Chase mobile app
Review official account documents or statements

What Happens If You Use the Wrong Routing Number

Transfers may be delayed or rejected
Deposits may be returned
Payments may remain pending longer than expected
Wire transfers may require correction

Processing times vary. See typical bank transfer timelines.

Do All Utah Chase Accounts Use This Number?

Most personal Chase accounts opened in Utah use routing number 124001545.

More Chase Routing Number Guides

Frequently Asked Questions

What is the Chase routing number for Utah?
124001545

Can I use this routing number for direct deposit?
Yes

Is this the same routing number for wire transfers?
No, use 021000021

What happens if I use the wrong routing number?
The transaction may be delayed or rejected

Bottom Line

The Chase routing number for Utah is 124001545 for ACH transfers and direct deposit. For wire transfers, use 021000021.